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Investing For Beginners – Best New Way To Make Money


It's all the rage, this brand new investing strategy that is changing the way "investing for beginners"investors think about making quick, risk free profits that perfectly take advantage of the new economy. It's called a mortgage assignment; pioneered by revolutionary "investing for beginners" guru Phill Grove with his Mortgage Assignment Profits System.
Let's face it, the rules have changed, the old days of flipping houses in ever increasing markets or getting bank loans to fund rental properties is over and new strategies must be developed especially for the "investing for beginners" camp, to take advantage of the new reality. Enter mortgage assignment.( a "investing for beginners" best friend)
"Investing for beginners" asks: What is it?
A mortgage assignment put simply is assigning the title of a home leaving the loan in place from a seller to a buyer. This works because of the new economy where millions of people who need to sell, cannot afford the closing costs and realtor commission traditionally associated with selling a home. At the same time, millions of formerly qualified for loan buyers like business owners, ITIN, and others can't get approved by a bank, but they still want to buy and are looking for creative options.
The mortgage assignment fits the bill as it is very attractive to this type of buyer because they have large down payments, tend to be a bit more sophisticated and demand certain protections like actually having the deed in their name.
Why it's best for new investors
1) Big profit potential.
These new buyers often have large down payments as much as 5% to 20% which goes straight into the "investing for beginners" investor's pocket, minus closing costs.
2) No Cost To The Investor
The way the contract works, it is simply an agreement between buyer and seller. You do not pay anything.
3) No Risk Investing for the "investing for beginners" investor.
Once again, the mortgage assignment is simply an agreement between the seller and buyer. No matter what happens, you are not responsible, even if the buyer at some point defaults.
4) Easy To Find
In this economy, homes with sellers that need to sell but have homes that are at or near being underwater are literally a dime a dozen. The reality is, there are going to be a flood of these for years to come, and there is more than the competition can handle. It's a buffet of deals
5) Easy To Sell
As explained above, the pool of creatively financed buyers has exploded to the point that these types of mortgage assignment homes actually often sell 5 to 10% above the traditional MLS ARV value.
Yes, mortgage assignment is for real and is definitely the new thing that is shaping the nation. If you are in the "investing for beginners" category and you want to get your feet wet making fast cash the risk free way, then the mortgage assignment is the best new strategy for you.

What Is the Difference Between an Essay, a Dissertation and a Thesis?


These three assignment types; essays, dissertations and theses are all important to students because at some point in the life of a student, there will be the request to complete at least one of the assignment types listed above!
Essays, dissertations and theses are all types of academic documents, produced by scholars and students and based on a specific question, subject matter or dilemma. They are used by colleges, schools, sixth forms and Universities as a means of determining how well a student is performing in a certain subject area and how well they have grasped crucial knowledge about a particular subject. And yet essays, dissertations and theses' are also often used to see how well a student is able to respond to specific questions on a particular subject matter and how well developed their skills are in terms of actually writing essays.
So what exactly is an essay? What is a dissertation? And what is a thesis?
The online dictionary defines an essay as; '(a) a short literary composition on a literary subject, usually presenting the personal view of the author, (b) something resembling such a composition.'
The online dictionary goes on to define a dissertation as; 'a treatise advancing a new point of view resulting from research, usually a requirement for an advanced academic degree.'
And finally a thesis shares the same definition as a dissertation on the online dictionary website, with one crucial difference; a thesis is usually longer than a dissertation.
So ultimately an essay, a dissertation and a thesis all share many traits:

  • They are all literary compositions; that is to say that they are written documents or pieces of text.
  • They all reflect in some way the author's point of view.
  • They are all based on some form of research.
  • They are all discussing some form of topic or subject matter.
  • They can all be used as a means of academic testing.
    However, there are differences between these three academic assignment types, and when you are completing either an essay, a dissertation or a thesis it is important to know what it is that defines the document as either one of these forms or assignment types so that you can ensure that you approach the completion of the document correctly.
    Some of the main differences separating out these three document types are:
  • Essays are generally shorter than dissertations and theses.
  • Essays are usually used to explore an argument or to provide more information on a particular subject. Thus you'll find that most essay questions start with 'who, what, where, how or why'. They are looking for a conclusion to be drawn by the author, following an assessment of research that is already available.
  • Dissertations are usually looking for the author to find new evidence to draw a conclusion about a specific subject matter, as the definition states, to 'advance a new point of view'. This means that dissertations are looking to add to the research pool on a specific subject, not simply discuss research that is already available.
  • Theses usually hold the same aims and goals as dissertations, but the level of exploration and investigation into a particular subject matter is greater, and so the length of a thesis is generally longer than that of a dissertation.

What is the Bible?


This is the Book Christians trust to direct them in their faith in God. This is a fundamental part of a Christians life for it teaches you how to grow in your salvation. Many trust it for it is the voice of God directly in you. This is the Living Word of God. It is incorruptible and will never change. It has power today, did 2000 years ago and will still have it 5000 years to come. Without this book, the Christian faith is baseless and meaningless.
God uses the Bible to speak to us. He does not have to speak to you directly but can chose to direct you to a chapter or a verse in this Holy book. He has done this for me innumerable times and so has he for millions of Christians all over the world. All you need to do is trust that word and obey it. This book is very much alive for it is the word of God.
God intended for Christians to use the power given to them in the Bible to fight trials and temptations. Whatever you are going through, find a relevant scripture in this mighty book and denounce your situation. If God could do it for the people featured in this book, he can also do it for you. Find encouragement, strength and comfort in this book too. Whatever you do not understand, ask God to give you wisdom and knowledge. Ask that he may reveal the truth in his word as you read through this powerful book.

What Is Your Purpose? Identifying What You Want To Achieve – Your Goals


What if you were to identify your life , you could achieve all of your goals and dreams? Goals are there to identify the actions you take to fulfill your purpose, not to be your purpose. Purpose is the driving force behind you setting the goals you want to achieve. Goals are merely a reflection of your overall purpose. But, as Dan Miller says in his book, 48 Days to the Work You Love, "A goal is a dream with a time frame of action attached."
Perhaps some of you read this article because you are you feeling confused, depressed, even hopeless about your direction. And, others may be brimming with enthusiasm yet seeking a system to record and live out positive changes you desire to make. However, some may be curious as to how knowing your life purpose could make any difference?
What you need to know is that your life purpose is about knowing who you are and what energizes you. Also, it is about realizing your natural talents as well as the contribution that is made to the world when you are utilizing your gifts. Your purpose gives you a new framework of value that begins to shape every action, decision, choice and moment of your life…especially when the flow of situations try to throw you off course. So, whether you are experiencing a crisis, elation moment, or you are faced with a transformational opportunity, it is important to stop and self reflect in order to identify your purpose. ALL goal setting revolves around your core purpose.
To identify this purpose, it is important to explore four primary questions:

  1. What are your ASSETS/STRENGTHS (they energize you)? 2. What are your EXCITEMENTS and ENTHUSIASMS (they energize you)?3. What do you REQUIRE TO BE STIMULATED?4. What is your PRIMARY LIFE ASSIGNMENT?
    For every new opportunity that comes along, I now ask myself how it aligns with my purpose. Regardless of how much money I could acquire, if the activity does not align with my primary life assignment, which is the core of my personal mission statement, then I do not pursue it. Here is my primary life assignment: "To stimulate, orchestrate, and implement initiatives that transform people, organizations and communities while in the process brings intrinsic value fiscally and personally ".
    How do you discover your real purpose in life? I'm not talking about your job, your daily responsibilities, or even your long-term goals. I mean the real reason why you're here - the very reason you exist.
    Robin Chaddock, in her book, How to Find Your Personal Path to Success: Living Out Your Passion and Purpose, talks about identifying your central strengths and central passions. She calls these two (2) identifications your divine assignment. The premise is that if your entire life is inundated in activity that revolves around living out your strengths and passions, you will ultimately be led in the direction that is God directed, offers contribution, and produces personal happiness and an abundance of energy. The expression of our strengths and passions contributes to a cause greater than ourselves.
    And yes, sometimes it takes a major crisis to wake up and realize the importance of doing the inner work of clarifying your true purpose. The good news is you don't have to stumble along with a 'trial and error' approach which can take decades. You can start today. Let's do that now.
    We will be utilizing an exercise that will help you to define your life purpose. It is important to think about your purposeful life assignment from the perspective of utilizing it in all areas of your life. Areas of your life where you are not engaged in your life assignment, you will probably notice that you feel lethargic when you perform these tasks. Additionally, it is common to want to continually procrastinate those activities we don't enjoy.
    Every company continually seeks to maintain an inventory of its assets. Individuals often maintain a financial asset inventory which is valuable in forecasting retirement needs and as well as present and future budgeting. A personal asset, enthusiasm and stimulation inventory serves the purpose of providing awareness in regard to what will fuel your growth in all areas of your life: spiritual, personal, emotional, career, interaction with others, fun, increased wealth, and cleaning up messes and stuff.
  2. What gives you energy? (Activities, people, events, hobbies, projects, etc.)2. What are the things that you want to spend hours doing?3. What activities make you lose track of time?4. If you had to teach something, what would you teach? How would you document and explain your most important message to others? What do you want them to learn in a lifetime?
    Exercise:Start out by making a list of your primary assets and then make a list of what excites and motivates you. The specific example below should help you in your brainstorming process. Then, you will be provided with a list of words whereby you will circle five in each category. You will circle five in the Primary Assets area and five in the Primary Excitements area. Don't forget to keep it simple. Goal setting is focused, simple, and specific to what you personally want to achieve in your life.
    Here's what to do:1. Take out a blank sheet of paper or open up a word processor where you can type.2. Write at the top, "What is my purpose in life?"3. Brainstorm answers that emerge
    So, let's begin with a quick brainstorming session and list the assets and excitements that immediately come to your mind. Then, create a list of the things you do not enjoy and you are not skilled in doing these things (ineffective proficiencies). Don't do a lot of thinking; but rather, just let the ideas flow and record them as they surface.
    Assets and Excitements• Assets, include the set of skills and abilities at which a person is very, very good. Everyone has many competencies, but only a few unique strengths. A person who utilizes their strengths is creative, energetic, and highly productive. Excellent work is the product of one's strengths.• Enthusiasms, include those activities that people absolutely love to do. They gravitate toward these activities whenever possible, often making time for them over other responsibilities. One's passions are the activities which bring immense energy.• Ineffective Proficiency, are the skills at the opposite end of the spectrum from unique strengths. Ineffective proficiencies, often called weaknesses, are those activities by which a person struggles. If necessary to use a lesser competency, a person lacks energy and enthusiasm, becomes easily frustrated and distracted, and generally produces below average productivity and quality.
    Specific examples of "Asset Words" are as follows (identify three (3) that represent you): accomplish, achieve, administer, assess, clarify, communicate, counsel, create, develop, discover, design, educate, evaluate, express, formulate, grow, identify, inspire, lead, manage, measure, mold, nurture, orchestrate, organize, preach, prepare, process, promote, radiate, represent, stimulate, strengthen, supervise, teach, understand, unify, and value.
    Specific examples of "Enthusiasms" are as follows (identify three (3) that represent you): balance, comfort, compassion, creativity, dignity, faith, generosity, honesty, hospitality, humor, joy, kindness, mercy, orchestration, peace, service, transformation, unity, wellness, and wisdom.
    Now pick one top primary asset word out of the three you picked and one primary enthusiasm word out of the three you picked. Each of these words equates to your primary assignment. In other words, ASSET WORD + ENTHUSIASM WORD = PRIMARY (or DIVINE) ASSIGNMENT!
    Now that you have identified your purpose, make sure that all your activities align with that purpose. You will feel energized and intrinsically rewarded.

Do You Love to Write?


Chances are you don't truly LOVE to write but do it anyway. Perhaps you have visions of your English teacher standing over you with a look of dismay over your writing assignment. Or perhaps you simply can't spell or can choose the right words. Whatever your reason, I can definitely understand.
For as long as I can remember I have loved to write; I guess that's why I love notebooks, notepads, etc. It didn't matter where I was, I was writing. I also vividly remember my dad, {God rest his soul} telling me that I should choose a different profession, since writers can't survive on what they earn. If only he could see me now, or perhaps he can.
My love of writing has extended to writing for others, writing for publications online and offline, writing on my various sites, drafting my first book which is being edited as I write this, as well as helping folks with their writing needs. My love of writing extended well past the expectations my parents had for me. Sure, I became a doctor and don't regret that for a moment. But, I have touched far more people with my words, than I could ever imagine.
So, my question to you is: do you love to write? If you do, don't let anyone tell you that you must stop. If you don't and find yourself going stir crazy, let us help you. First, you must relax, think happy thoughts, browse through books, magazines, watch television, whatever will help spark your creative juices. If all else fails, we are here to help you. After all, that's what I love to do, but more importantly I truly love helping others and if I can help with writing, helping you express your feeling on paper or online, then my job is complete.